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Woman with neck pain reviewing a pre-existing injury claim letter beside a damaged car in Philadelphia.

The Insurance Company Says My Injury Was Pre-Existing. Can I Still Make a Claim?

A pre-existing injury claim may still be possible if the accident caused a new injury or worsened a condition you already had. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer explains whether a prior condition

The Insurance Company Says My Injury Was Pre-Existing. Can I Still Make a Claim? Read More »

Concerned driver checks his phone beside two damaged cars after a Philadelphia accident when police were not called.

I Didn’t Call the Police After My Car Accident. Can I Still Make a Claim?

By Tom Oakes If you didn’t call the police after a car accident in Pennsylvania, you may still be able to make an injury claim. However, you should preserve other evidence and address any reporting requirements promptly. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania,

I Didn’t Call the Police After My Car Accident. Can I Still Make a Claim? Read More »

Middle-aged woman reviewing an insurance company medical release after a car accident in Philadelphia.

The Other Driver’s Insurance Company Wants Me to Sign a Medical Release. Should I?

If the other driver’s insurance company asks you to sign a medical release after a car accident, review the authorization carefully before signing and understand what medical records it allows the insurer to obtain. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey,

The Other Driver’s Insurance Company Wants Me to Sign a Medical Release. Should I? Read More »

Black woman holding her lower back while receiving an insurance company call after a car accident.

I Told the Insurance Adjuster I Was Okay, but Now I’m Hurting. What Should I Do?

If you told an insurance adjuster you were okay but pain appeared later, seek appropriate medical care, document the change, and explain truthfully when your symptoms began. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer

I Told the Insurance Adjuster I Was Okay, but Now I’m Hurting. What Should I Do? Read More »

Injured Pennsylvania driver reviews insurance limits and medical bills when the other driver’s coverage is not enough.

The Other Driver’s Insurance Isn’t Enough to Cover My Injuries. What Happens Now?

If the other driver’s insurance is insufficient, applicable UIM coverage may provide another source of compensation in Pennsylvania. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer addresses what may happen when another driver’s liability insurance

The Other Driver’s Insurance Isn’t Enough to Cover My Injuries. What Happens Now? Read More »

Insurance company’s first settlement offer after a Pennsylvania car accident, with a settlement letter and damaged vehicle.

Should I Accept the Insurance Company’s First Settlement Offer After a Car Accident in Pennsylvania?

Before accepting a first settlement offer after a car accident, review your injuries, losses, insurance coverage and proposed release. Part of the PhillyLegalConnect Quick Answer Series — addressing whether to accept a first settlement offer after a car accident in Pennsylvania. Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey,

Should I Accept the Insurance Company’s First Settlement Offer After a Car Accident in Pennsylvania? Read More »

Man with a wrist brace reviewing accident medical records beside text about serious injury under Pennsylvania Limited Tort.

What Counts as a “Serious Injury” Under Limited Tort in Pennsylvania?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer A “serious injury” under Pennsylvania’s Limited Tort law is an injury resulting in death, serious impairment of a bodily function, or permanent serious disfigurement. There is no automatic

What Counts as a “Serious Injury” Under Limited Tort in Pennsylvania? Read More »

Stacking auto insurance in Pennsylvania illustrated with UM and UIM coverage on multiple insured vehicles.

What Does “Stacking” Auto Insurance Mean in Pennsylvania?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer Stacking auto insurance in Pennsylvania generally means adding together uninsured or underinsured motorist coverage limits from more than one insured vehicle. For example, if three vehicles each carry

What Does “Stacking” Auto Insurance Mean in Pennsylvania? Read More »

Lawyer and client review a Philadelphia police accident report with Philadelphia City Hall visible in the background.

How Do I Get a Copy of My Philadelphia Police Accident Report?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer If you need a Philadelphia Police Accident Report after a car accident, you can generally request a copy through the City of Philadelphia Department of Records. If Philadelphia

How Do I Get a Copy of My Philadelphia Police Accident Report? Read More »

Woman holding her neck after a car accident for a PhillyLegalConnect Quick Answer about seeking medical care.

My Neck Hurts After a Car Accident. Should I See a Doctor?

Neck pain after a car accident can begin immediately or develop several hours or days later. Even when the collision did not initially seem serious, new neck pain should be discussed with a qualified healthcare professional. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania,

My Neck Hurts After a Car Accident. Should I See a Doctor? Read More »

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