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Car was totaled after a truck crash: damaged sedan awaiting inspection at a storage yard, with the PhillyLegalConnect banner.

My Car Was Totaled After a Truck Crash. Should I Let the Salvage Yard Dispose of It?

If your car was totaled after a truck crash, confirm whether it needs inspection or preservation before authorizing the salvage yard to dispose of it. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer Do not authorize

My Car Was Totaled After a Truck Crash. Should I Let the Salvage Yard Dispose of It? Read More »

Man reviewing vehicle repair and medical paperwork while considering, “Can I settle my car damage claim without settling my injury claim?”

Can I Settle My Car Damage Claim Without Settling My Injury Claim?

You may be able to settle your car damage claim without settling your injury claim, but review the proposed payment and release before accepting anything. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer Often, a car-damage

Can I Settle My Car Damage Claim Without Settling My Injury Claim? Read More »

Woman reviewing unanswered call notes and claim paperwork after her insurance adjuster stopped returning calls, with the PhillyLegalConnect Quick Answer Series banner.

The Insurance Adjuster Stopped Returning Calls. What Should I Do?

If your insurance adjuster stopped returning calls, move your follow-up beyond voicemail by contacting the insurer’s claims department to resolve the communication gap and keep your claim moving. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer

The Insurance Adjuster Stopped Returning Calls. What Should I Do? Read More »

Concerned man reviewing notes beside a phone after he already gave a recorded statement to an insurance company.

I Already Gave the Insurance Company a Recorded Statement. Did I Hurt My Claim?

If you already gave a recorded statement to an insurance company, preserve the call details and identify any answers that concern you before deciding what to do next. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer

I Already Gave the Insurance Company a Recorded Statement. Did I Hurt My Claim? Read More »

Store incident report after a fall at a retail customer service counter

The Store Won’t Give Me a Copy of My Incident Report. What Should I Do?

If you cannot get a store incident report after a fall, request it in writing, ask for the incident or claim number, and preserve your own account of what happened. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore.

The Store Won’t Give Me a Copy of My Incident Report. What Should I Do? Read More »

Woman with neck pain reviewing a pre-existing injury claim letter beside a damaged car in Philadelphia.

The Insurance Company Says My Injury Was Pre-Existing. Can I Still Make a Claim?

A pre-existing injury claim may still be possible if the accident caused a new injury or worsened a condition you already had. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer explains whether a prior condition

The Insurance Company Says My Injury Was Pre-Existing. Can I Still Make a Claim? Read More »

Concerned driver checks his phone beside two damaged cars after a Philadelphia accident when police were not called.

I Didn’t Call the Police After My Car Accident. Can I Still Make a Claim?

By Tom Oakes If you didn’t call the police after a car accident in Pennsylvania, you may still be able to make an injury claim. However, you should preserve other evidence and address any reporting requirements promptly. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania,

I Didn’t Call the Police After My Car Accident. Can I Still Make a Claim? Read More »

Middle-aged woman reviewing an insurance company medical release after a car accident in Philadelphia.

The Other Driver’s Insurance Company Wants Me to Sign a Medical Release. Should I?

If the other driver’s insurance company asks you to sign a medical release after a car accident, review the authorization carefully before signing and understand what medical records it allows the insurer to obtain. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey,

The Other Driver’s Insurance Company Wants Me to Sign a Medical Release. Should I? Read More »

Black woman holding her lower back while receiving an insurance company call after a car accident.

I Told the Insurance Adjuster I Was Okay, but Now I’m Hurting. What Should I Do?

If you told an insurance adjuster you were okay but pain appeared later, seek appropriate medical care, document the change, and explain truthfully when your symptoms began. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer

I Told the Insurance Adjuster I Was Okay, but Now I’m Hurting. What Should I Do? Read More »

Injured Pennsylvania driver reviews insurance limits and medical bills when the other driver’s coverage is not enough.

The Other Driver’s Insurance Isn’t Enough to Cover My Injuries. What Happens Now?

If the other driver’s insurance is insufficient, applicable UIM coverage may provide another source of compensation in Pennsylvania. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. This Quick Answer addresses what may happen when another driver’s liability insurance

The Other Driver’s Insurance Isn’t Enough to Cover My Injuries. What Happens Now? Read More »

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