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Stacking auto insurance in Pennsylvania illustrated with UM and UIM coverage on multiple insured vehicles.

What Does “Stacking” Auto Insurance Mean in Pennsylvania?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer Stacking auto insurance in Pennsylvania generally means adding together uninsured or underinsured motorist coverage limits from more than one insured vehicle. For example, if three vehicles each carry […]

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Uninsured and underinsured motorist coverage in Pennsylvania illustrated by a Philadelphia car accident on I-95.

What Is the Difference Between Uninsured and Underinsured Motorist Coverage in Pennsylvania?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer The difference between uninsured and underinsured motorist coverage in Pennsylvania is straightforward: Uninsured motorist coverage (UM) may apply when the at-fault driver does not have applicable liability insurance.

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I-95 car crash in Philadelphia illustrating what happens if the other driver doesn’t have insurance in Pennsylvania.

What Happens If the Other Driver Doesn’t Have Insurance in Pennsylvania?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer If the other driver doesn’t have insurance in Pennsylvania, you may still have options for recovering compensation after a car accident. One important possibility is uninsured motorist coverage,

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Multi-vehicle accident involving a Lyft vehicle near I-95 in Philadelphia, illustrating who may pay when a Lyft passenger is injured.

Who Pays If I’m Injured in a Multi-Vehicle Accident While Riding in a Lyft?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer If you are injured as a passenger in a Lyft multi-vehicle accident, more than one driver — and more than one insurance company — may be responsible for

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Another driver crashes into a Lyft vehicle in Philadelphia, featured image for PhillyLegalConnect Quick Answer Series.

Another Driver Hit My Lyft. Who Pays for My Injuries?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer If another driver caused an accident while you were a passenger in a Lyft, that driver’s automobile insurance may be an important source of compensation for your injuries.

Another Driver Hit My Lyft. Who Pays for My Injuries? Read More »

Do I need to report my Lyft accident to Lyft? PhillyLegalConnect Quick Answer featuring a Lyft crash near Lincoln Financial Field in Philadelphia.

Do I Need to Report My Lyft Accident to Lyft?

Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer If you need to report a Lyft accident to Lyft, the company provides an accident-reporting process—particularly when someone was injured or there was property damage. Lyft provides an

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Scales of justice beside an auto insurance policy illustrating exceptions to limited tort in Pennsylvania.

What Are the Exceptions to Limited Tort in Pennsylvania?

This guide explains the exceptions to limited tort in Pennsylvania and when an injured driver may still seek compensation for pain and suffering after a car accident. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South Jersey, and the Jersey Shore. Quick Answer Yes.

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Woman holding her neck after a car accident for a PhillyLegalConnect Quick Answer about seeking medical care.

My Neck Hurts After a Car Accident. Should I See a Doctor?

Neck pain after a car accident can begin immediately or develop several hours or days later. Even when the collision did not initially seem serious, new neck pain should be discussed with a qualified healthcare professional. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania,

My Neck Hurts After a Car Accident. Should I See a Doctor? Read More »

Concerned man holding a ringing phone displaying “Insurance Company” for a PhillyLegalConnect recorded statement Quick Answer.

The Insurance Company Wants a Recorded Statement. Do I Have to Give One?

By Tom Oakes Learn when you may be asked to give a recorded statement after a Pennsylvania car accident, which insurance company is calling, and why understanding your rights before answering questions may be important. Part of the PhillyLegalConnect Quick Answer Series Simple answers to common accident, insurance, and injury questions affecting Philadelphia, Pennsylvania, South

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Injured Uber accident victim reviewing doctor, ambulance, and hospital bills at a kitchen table

Who Pays My Medical Bills After an Uber Accident?

Who pays my medical bills after an Uber accident? If you were injured while riding in an Uber in Pennsylvania, the insurance that pays your medical bills may not be the same insurance that ultimately pays your injury claim. Depending on the circumstances, medical bills may be paid through first-party medical benefits, Uber’s commercial insurance,

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